Looking for a way to pay for college?

Probably the scariest question most of us confront when we decide to go to college is, "How do I pay for it?" Thankfully, there are many different resources out there to help.

Paying for college should not be a barrier to your going to college! The federal government, states, and educational institutions all offer financial aid to help low- and middle-income students afford college. There are also tax incentives and benefits related to higher education.

Financial Aid falls into four categories:

1. Grants - this is money that does not have to be repaid.

2. Loans - this is money that is borrowed to cover school costs, which must be repaid (usually with interest) over a specified period of time (usually after you leave school or graduate)

3.Work-study - this is school-based employment which would allow you to earn money toward a portion of school costs during your enrollment

4. Scholarships - these are gifts or awards that are based on criteria, such as academic achievement, background, community involvement, etc.

The internet can provide you with a lot of good information on funding your education, but avoid sites that charge for their services! Instead, contact an Educational Opportunity Center Counselor. They'll help you navigate the financial aid maze!

Recommended Financial Aid Links

Cash for college

College is possible!

College Board's guide to paying for college

Fastweb scholarship search

Financial aid for students with disabilities

Financial aid information for non-traditional students

Finding and applying for financial aid

Free Application for Federal Student Aid (FASFA)

Funding your education

Glossary of student aid terms

Mach 25 Scholarship Search

Paying for your education

Peterson's Guide to financial aid and scholarships

SmartStudent® guide to financial aid

State grant and guaranty agencies

The student guide to financial aid

United Negro College Fund scholarships

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